Better Credit for a Better Life

Credit scores and credit cards are excellent for those who have money or know how to use them well, but they can be a black eye for everyone else. Trust us, we've been there, and we've learned how the system works. Good credit is essential to moving up in this world, from getting a new car loan to even having your application to rent an apartment looked considered.


Kredit Rx can help you:

Improve your credit

Teach you how credit works

Review your credit

Come up with a plan

Use credit responsibly

Maintain good credit

Achieve your Credit Goals

As part of our process, the first thing you’ll do with Kredit Rx is sit down and have a customized consultation. We'll learn about you, your credit goals, credit history and craft a plan specifically for you. This plan could include paying down debts, finding out what in your credit past is hurting you the most, and more.


It’s not always easy, but sticking to a plan to improve your credit will show results over time and give you a leg up next time you need a loan or are trying to get a house or apartment. Credit takes time to repair, but you owe it to your future self to get a plan in action today. 

Things That Hurt Your Credit

It seems like the system is designed for your credit to go down – and that's because it partially is. If you don't use your credit, it'll go down, but use too much, it'll also go down. Do you have student loans from a decade ago? Those still count against you.


Common things that hurt credit include:

  • Having a lot of debt
  • Missing loan or credit card payments
  • Paying off a credit card and closing the account
  • Not using your credit accounts for an extended period

Are you confused enough yet? We were too, and that's why Kredit Rx is here to help. Call 940-290-0821 to schedule a consultation and begin the process of taking control of your credit and financial future.

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